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Daniel is an editor on the MarketWatch Guides team and has written for automotive news sites and marketing corporations in the U. S. and Canada. He is based in the US, UK and Australia, specialising in car finance and maintenance issues. Daniel is a MarketWatch Guides team authority on auto insurance, loans, collateral options, auto installations, and more.
Rashawn Mitchner is a MarketWatch Guides team editor with over 10 years of experience covering personal finance and insurance topics.
The cost of minimum coverage car insurance in Greenville, South Carolina, is about 10% higher than the national average. For this reason, it’s a good idea to compare rates from other providers and look for less expensive car insurance options.
We at the MarketWatch Guides team have ranked the best car insurance companies on a variety of factors including cost. In this article, we’ll provide information on how to find inexpensive prices in Greenville based on your own driving history.
Key takeaways:
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Learn more about our methodology and editorial guidelines.
The most productive possible options for auto insurance in Greenville are American National, Geico, USAA, Auto-Owners Insurance, and State Farm. All of these corporations offer below-cost costs for a minimum and comprehensive policy in the city. In addition, each of them has the right visitor service and offers a reliable policy.
Keep reading: Cheap Car Insurance
Unless stated otherwise, the following cost tables show average rates for the driving profile of a 35-year-old married driver with good credit and a clean driving history.
Our data shows that the average cost of car insurance per minimum policy in Greenville is $57 per month or $686 per year. That’s about 10% more than the national average of $52 per month or $627 per year. Comprehensive insurance prices $142 per month or $1,707 per year on average, which is about 15% less than the national average of $167 per month or $2,008 per year for a comprehensive policy.
American National offers the cheapest liability insurance with average rates of $18 per month or $216 per year. Geico is the second cheapest in Greenville with average rates of $36 per month or $434 per year.
The liability policy is the minimum policy required through the state of South Carolina. Under South Carolina law, all drivers will be required to meet or exceed the following minimum auto insurance requirements:
A comprehensive auto insurance policy can be expensive in Greenville. The comprehensive policy includes liability, as well as a comprehensive policy and collision policy, which prevent damage to your vehicle in a variety of situations. American National is the cheapest comprehensive policy option with average rates of $62 per month or $744 per year.
Full coverage can include multiple types of insurance such as uninsured motorist coverage, medical payments, comprehensive insurance, collision coverage and roadside assistance. These additional coverage types take care of damages after car accidents, severe weather and instances of theft and vandalism.
There are several factors that influence the price of car insurance in Greenville, South Carolina, and the cheapest company for one user is probably not cheaper for someone else. In this part, we will look at car insurance prices. in Greenville is based on the driver’s age, credit score, and driving record. Greenville has other spaces with different average car insurance prices, so we’ll look at those as well.
A simple way to save on Greenville insurance is to bundle an auto policy with homeowners insurance, life insurance, renters insurance, or commercial insurance. Also check with your local insurance company for discounts for smart students, military, drivers, and multi-vehicles, as well as savings when bundling auto and home insurance.
The car insurance policy for teen drivers is more expensive because they are more likely to be involved in a twist of the car’s fate or break traffic laws. Our data shows that 16-year-olds pay about $221 per month or $2,657 per year for car insurance in Greenville.
As drivers age, the cost of car insurance tends to decrease. This trend continues into middle age. These are the average minimum auto insurance policy prices for other age equipment in Greenville.
Youth car insurance is expensive, however, some providers tend to offer more affordable car insurance than others. Our data shows that American National is the cheapest auto insurance company for young drivers, with minimum policy rates as low as $127 per year. month or $1,528 per year. Geico, Allstate and Auto-Owners Insurance will also offer affordable premiums for young people in Greenville.
Almost every single state, including South Carolina, allows auto insurers to take credit scores into account when calculating premiums. Those with low credit scores will likely be charged higher car insurance rates, and the opposite is true for those with smart credit scores. .
Our pricing knowledge shows that USAA is the cheapest choice for bad credit auto insurance in Greenville. The company offers minimum policy policies to drivers with bad credit at rates of $55 per month or $657 per year. That’s 4% less than the overall state average for minimum credit policy.
People who’ve received speeding tickets, been involved in accidents or have DUIs on their driving records can expect to pay higher prices for car insurance. On average, speeding can increase your rates by 34%, an at-fault accident by 36% and a DUI by 53%.
On average, companies report variable price increases. According to our research, American National is Greenville’s top business for people with criminal records. The table below shows the average fees through companies for drivers with a rush ticket, a twist of fate, or a DUI. in your file.
Keep reading: Insurance Rates for High-Risk Drivers
According to our data, American National offers the cheapest auto insurance rates to drivers who have a speeding ticket on their records — $25 per month or $296 per year. Geico follows with an average monthly rate of $36, while USAA, State Farm and Auto-Owners Insurance round out the top five options for cheap speeding ticket car insurance in Greenville.
Being involved in a car fate twist where we decide you are at fault can increase car insurance rates. American National and Geico are the cheapest features here with average rates of around $26 per month and $55 per month, respectively. You may find that some companies charge more for the car insurance policy after a twist of fate.
Getting a DUI creates primary disruption by increasing your Greenville car insurance rates by several hundred dollars a year. American National is very affordable compared to other corporations – it offers average rates of $29 per month or $342 per year for drivers with a DUI. State Farm, USAA, and Southern Farm Bureau are also smart features with rates below $77 per month on average.
Car insurance prices vary depending on the domain of the city you live in because of the other number of insurance claims. Next, keep in mind that some zip codes in Greenville can be up to 2. 7% less expensive or 2. 7% more expensive than the city average.
Auto insurance in Greenville is pricier than the average for car insurance in South Carolina and the U.S. as a whole. However, there are still affordable options for drivers in Greenville, Spartanburg and Anderson. American National provides the cheapest minimum coverage in the city for approximately $18 per month. Geico also offers affordable rates for Greenville drivers starting at $36 per month.
Compare individual quotes to find the company that meets your South Carolina car insurance needs at the most productive price. With big names like State Farm, Geico, and Progressive, get quotes from smaller providers like Direct Auto and Insurance Solutions. You can compare insurance products and get quotes online, or you can do it from the insurance agents themselves.
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Here are some questions about the cheapest car insurance in Greenville, South Carolina:
Our data shows that a minimum policy auto insurance policy in Greenville, South Carolina costs $57 per month or $686 per year on average. If you need a comprehensive insurance policy, pay an average of $142 per month or $1,707 per year.
Full coverage auto insurance in Greenville, South Carolina, is about 15% less expensive than the national average, while minimum coverage insurance is 10% more expensive than the national average.
*Cost knowledge comes from Quadrant Information Services and is accurate at the time of publication.
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